We had a department meeting today about all the things going down at my work. Due to the economy and Washington cutting back nursing homes aren't making much money. Even if they are not for profit. Most people can't afford to pay to stay at a nursing home when their Medicare days are up. Even if they don't have a qualifying hospital stay they can't afford to stay at a nursing home as private pay for long. The charges quickly add up.
There have been layoffs and tightening of the belt. Luckily the business office won't be affected. Although during our department meeting todya we found out a few new things. I had to miss the first half has I had to go to a Medicare meeting but I got the run down on a few things.
My work is going into a forlough and instead of cutting people or doing a wage freeze (or were we going on one? I can't remember) each employee is giving up 3 hours of work. I don't know if this is weekly, by pay period or just once a month. Our COO did say something about it being every 3 weeks so I'm thinking it may just be once a month. Honestly I'm not worried. It'd be nice to have a little more time off. :)
The one thing I'm not happy about is they changing benefits. Their health insurance (in my opinion) is crap. I do NOT like deductibles. They are the first company I've been at where I didn't have the option to pay a higher rate to have no deductibles. My last job I was paying $300 a month to have no deductible, $20 office copay and resonable dental insurance and prescription coverage. At my current employer I pay $300 a month to barely cover anything. I only get 3 office visits a year covered at 100%, I have a $500 deductibe. So does my son and my husband which is $1500 a year. YUCK!! Once my 3 office visits are used up other visits are only covered at 80%. I do NOT like that! I want insurance that will cover me. I may start looking at individual plans. Let me rephrase that. I AM going to be looking at individual plans for my family and see if I can find a decent one and we may be going that route.
Also, this has helped me get in gear and write a book. I have always loved writing. I'm a bit rusty and am thankful for my friend who is going to help. I'm very excited and am eagerly getting some words down on paper. I was thinking of writing a little bit everyday and maybe be finished by winter. But with what is happening and with Daddy only having 3 months left of unemployment I'm going to kick it into gear and try to be done by Fall. Maybe middle Fall.
I will keep you all updated on how it's going and would appreciate any prayers.
I also ask you take a moment and pray for some of my coworkers who are working their last week this week. They are great people and will be missed.
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3 comments:
I know all about Medicare days...If the veterans I work w/ do not qualify for contracted NH placement then we must look at Medicare and/or ALTCS (AZ long term care...which is a long income insurance plan). If overincomed for ALTCS must rely on Medicare which is limiting once Medicare days are used up. I am constantly trying to assist families w/ this problem...you are right...who can really affort to pay private pay these days??? Unfortunately families are trying to provide care for their loved ones when the loved one actually require a higher level of care which many families are physically incapable of providing. As result, the loved ones safety are being jeapordized...it is very sad!
Yep, we have Long Term care (insurance plan too). It's tough when I do the Admission Agreements I have to bring it up to the patients and it scares some of them. We had a resident discharge herself on Monday because she couldn't afford to be there. The sad thing is according to the Law we would have had to report her to the vulnerable adult. Luckily her doctor agreed to discharge her so we didn't have to do that.
It's a sad economy we live in right now.
I agree...pt's are d/c themselves from hospitals AMA for fear of the costs and I have had many refuse to call 911 in emergencies b/c of fear they will be unable to affford the ambulance bill. It is very sad....
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